Blog

Employment Termination and Bankruptcy


When it rains, it often pours. Being in financial trouble is one thing to have on your plate, but to fear for your employment status due to those troubles is another thing entirely. Our office is often asked if employment status can be in jeopardy due to bankruptcy. There are laws that protect employees around this issue, but there are...

Read More

Avoiding Bankruptcy


Bankruptcy is never the end of the world. In fact, for many who have been struggling with debt,  it is the start of a new beginning. Medical debt, divorce, or loss of employment can be a harsh blow that can push many to consider bankruptcy. For individuals, Chapters 7 and 13 are viable options to get out from under crushing...

Read More

Understanding Non-Discharged Debts


If you are filing for bankruptcy for the first time, you may be overwhelmed not only with the financial stress of the situation, but also with understanding the lingo and process of filing for bankruptcy. One such term that confuses petitioners is often the phrase “non-discharged debts.” What does this mean and how can it impact your court case? Understanding...

Read More

Credit Counseling and Bankruptcy


Filing for bankruptcy can mean a fresh start and a way out from underneath crushing bills due to a medical emergency, a divorce, or a life event that was unforeseen. It can also mean a time to learn about credit and how to use it wisely. Credit counseling, therefore, is an integral part of both Chapter 7 or Chapter 13...

Read More

Should You Declare Bankruptcy?


Bankruptcy can be a scary idea, especially for people who have never had to consider it in their lifetime. Thankfully, bankruptcy rates are beginning to decline since the collapse of the market when millions of people every year would file. Now, under 800,000 Americans file yearly. This is overall good news. However, with the number still well over a half...

Read More

What are your Rights When it Comes to Wage Garnishments?


You work hard for your money and those paychecks are all-too-important, especially when you are struggling financially. So what happens when your debts cause a wage garnishment? Do you have any rights? Let’s explore closer what a wage garnishment means to your overall financial wellbeing.   What are Wage Garnishments? A wage garnishment is when a court issues an order...

Read More